RavSpec Financing – We offer three financing options

Option 1:

Financing through Bread

  • See if you pre-qualify for financing through Bread.
  • 0% to 29.99% APR for 12, 24, or 36-month payment options are available*
  • Quick and easy application. Get a decision in seconds with no obligation to buy. Pay for your order over 12, 24, or 36 months at competitive interest rates as low as 0% APR*.
  • To check your rate, use the link here: https://www.ravspec.com/breadfinancing
  • Browse our website for the desired products.  Each item will have a Bread financing button on the product detail page.  Click on the button to begin the application process.
  • If any technical issue occurs during the checkout process, please contact [email protected] for immediate assistance.
  • *The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR or 36 equal monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. Bread loans are made by Cross River Bank, a member of FDIC.”

Option 2:

Car CareOne program by Synchrony Bank (previously GM Financing)

  • Good to high credit score required
  • Offer 0% financing for 6 months or 12 months (RavSpec Promo Code Required).
  • Can be used at Mobile or Exxon gas stations or tire install facilities.
  • To apply, click here: Apply For Synchrony Car Care One Financing
  • After you are approved and receive your account number, please contact us to place your order.

Option 3:


If you currently have AFFIRM Financing account and would like to use that for purchase with us, please call or email us.  We can provide the steps for using your AFFIRM financing.